Public program
SBA 7(a) loans
The SBA's main loan guarantee program, including its Working Capital Pilot.
Best Business Credit Lines: resource directory
Merrowgate Business Credit (emulated example) → Business line of credit → Written draw and repayment terms → Clear guarantee and renewal conditions
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Public program
SBA types of 7(a) loans
Program types, limits and which ones can be structured as revolving lines.
Fair lending
CFPB Regulation B
The federal rule against discrimination in credit, including business credit.
Consumer and business protection
FTC on small business financing
How the FTC Act applies across the small business financing process.
Community lending
CDFI Fund certification
What a Community Development Financial Institution is and how it is certified.
Sources for this entry
- SBA: 7(a) loans: How 7(a) works, eligibility and the Working Capital Pilot.
- SBA: Types of 7(a) loans: Program limits and revolving options.
- SBA: Fund your business: Credit history and what to prepare for a loan.
- CFPB: Regulation B, section 1002.2: Definitions of business credit, adverse action and prohibited basis.
- CFPB: Regulation B, section 1002.4: The general rule against discrimination and discouragement.
- CFPB: Regulation B, section 1002.7: Limits on requiring signatures, and business guarantees.
- CFPB: Regulation B, section 1002.9: Notice timing and the business credit rules.
- CFPB: Regulation Z, section 1026.3: The exemption for business-purpose credit.
- FTC: Protecting small businesses seeking financing: How the FTC Act applies to financing, and how to report.
- Federal Reserve: H.15 selected interest rates: How the bank prime loan rate is described.
- Federal Reserve Banks: 2026 Report on Employer Firms: Survey findings on financing need and outcomes.
- SBA: Microloans: Limits, uses and rate ranges for microloans.
- SBA: Size standards: How the SBA defines a small business by industry.
- CDFI Fund: CDFI certification: What a CDFI is.
- CFPB: Regulation Z, section 1026.12: Business card liability provision.
Continue this reading path
- Best Business Credit Lines category guide
- Merrowgate Business Credit (emulated example)
- How to choose: a business line of credit
Cite this entry
Best Business Credit Lines. "Best Business Credit Lines: resource directory." Content reviewed 8 November 2026. https://bestbusinesscreditlines.com/directory/
Featured exampleMerrowgate Business Credit
Reference subjectBusiness lines of credit
StatusEmulated example
Source statusPublic references cited
General information only, not financial, legal or tax advice. Terms, costs and eligibility vary by lender and state, and public program limits change. Confirm current terms with the lender or agency before you commit.